Identity theft debit cards
The vast majority of people in the UK will have either a bank debit card or credit card (or both) which they likely use on a very frequent basis. Identity theft debt cards is a major problem in the UK and many other countries with consumers often taking their eye off the ball and ultimately taking their eye off their debit card when they use it!
Your debit card should never leave your sight because as we have seen in the past it is very easy and very quick to clone these cards using various machines which will allow the fraudsters to copy your card and ultimately, using pin numbers and passwords, empty your bank account. Gone are the days when fraudsters literally stole cards and money out of your bag or your home, to be replaced by more technological advanced fraudsters.
The ID fraudster of today is unlikely to leave a trail to their doorstep, they won't make it easy to find out who they are and in many cases they could have emptied your bank account and disappeared into thin air before you even know what has happened. It is ever more vital that you monitor your bank account, all withdrawals and ensure that you know exactly what is going on with your finances.
Conclusion
Even if an ID fraudster was to take money from your account, the quicker you can tell your bank or your financial services company about the issue, the quicker a block can be introduced and the authorities can be brought in.